Simple, Transparent Pricing

Start free with basic strategy comparison. Upgrade for consolidation modeling, balance transfer arbitrage, and API data access.

Free

$0forever

Basic debt payoff comparison

  • ✓Up to 5 debts
  • ✓Avalanche vs Snowball comparison
  • ✓Monthly allocation table
  • ✓Debt-free date projection
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MOST POPULAR

Pro

$29/month

Full optimization with consolidation modeling

  • ✓Unlimited debts
  • ✓Balance transfer arbitrage engine
  • ✓HELOC consolidation analysis
  • ✓401(k) loan impact modeling
  • ✓Consolidation NPV calculator
  • ✓Monthly email progress reports
  • ✓PDF export of payoff plan
  • ✓API access (1,000 calls/mo)
Start Pro Trial

Developer

$79/month

Layer 1 data access for fintech apps

  • ✓Everything in Pro
  • ✓REST API: interest rates endpoint
  • ✓REST API: balance transfer offers
  • ✓REST API: HELOC rates by lender
  • ✓REST API: loan rates by type
  • ✓10,000 API calls/month
  • ✓Webhook notifications on rate changes
  • ✓Dedicated support
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All plans include CCPA-compliant data handling. Cancel anytime. No long-term contracts.